A simple ecosystem for personal payments, global business payments and the future of digital assets.
A simple wallet for day-to-day payments, spending and transfers, designed for fast transactions through centralized financial infrastructure.
CurrentA platform for businesses to send and receive payments globally with fast settlement and competitive fees.
CurrentA future where digital value can move across different networks through one connected infrastructure.
A unified wallet designed to manage digital assets across supported networks, including stablecoins, cryptocurrencies, CBDCs and tokenized assets.
Upcoming Innovations are concepts in development, not live products.
PAYMEX is a private organisation built on economic principles. We aim to make payments across borders fast, simple and connected.
PAYMEX issues a digitally signed token called Oracle (USDO), designed to be backed by US dollar reserves.
Oracle is designed to be redeemed through banking apps, partner banks, ATMs and branches, or exchanged instantly for other assets, so holders never depend on a single bank.
Link your bank account once. Moving money between your bank and PAYMEX is designed to be automatic.
Send, spend, exchange, buy and sell with Oracle instantly, without traditional banking delays.
People in any country can hold, send, exchange and redeem Oracle on the platform, without intermediaries, subject to local rules. Built for importers, exporters and businesses with overseas payments.
PAYMEX plans to work with licensed banking partners worldwide, so deposits and withdrawals feel seamless.
Deposit is the on-ramp. Withdraw is the off-ramp.
We aim to connect banks, wallets and, as countries adopt CBDCs, their national digital currencies, so a cross-border payment can arrive instantly while on-ramp and off-ramp run in the background.
Over time, we aim to spread control across the network instead of resting it with one operator.
Tell us who the account is for.
Log in to your PAYMEX wallet.
Add the bank account you'll use to buy and sell Oracles. We verify it, then create your wallet ID.
Creating your wallet. This only takes a moment.
Oracle, designed to equal 1 US dollar
Oracle, designed to equal 1 US dollar